Welcome to Mortgage Professionals

Ready to purchase the home of your dreams?

See if you Qualify

CALL US TODAY: (954) 566-0506

How can we help?

We are here for you from start to closing and beyond. Let us simplify the mortgage
loan process and experience our World Class Service.

Find a loan originator

Let us get you on the journey to your new home

MEET OUR TEAM

Purchase A Home

Ready to find the right mortgage for you?

Explore

See Loan Options

Let us help you find a loan that works for you!

LOAN PROGRAMS

Why Choose Us?

Purchasing or selling a home is a complex and tedious process. At The Mortgage Firm, we've earned a stellar reputation among real estate professionals, builders, and individual home buyers for simplifying the process. In fact, we send automatic updates to you throughout the entire process with continual status reports and no surprises! This advantage is built around our mission to keep it simple and easy. We call it "Closing Simplified."

GET PRE-APPROVED
APPLICATION
PROCESSING
UNDERWRITING
CLEAR TO CLOSE

Our
Process

Our Process

Getting Started with Pre-Approval

One of our experienced Loan Originators will evaluate your credit, income and assets to determine what ranges of home prices you qualify for. Once this process is complete, you will receive a Pre-Approval letter that solidifies you as a strong buyer, to submit with your offers. Sellers are more likely to accept offers from Buyers who provide a pre-approval letter because they know your documents have been reviewed by a lender and it clearly states that you are capable of satisfying all financing aspects of the purchase contract.

Speak with one of our experienced Home Loan Experts
Evaluate Income, Assets and Credit
Receive a Pre-Approval Letter
Submit a solid offer on your Dream Home

Apply Today

Once you have found a home and have gotten into contract, our home loan experts will assist you through filling out the official loan application. The property information will be entered, any documentation that needs to be updated will be requested and you will be issued disclosures to review and sign.

Find a Home
Make an Offer
Get an Offer Accepted
Fill Out the Mortgage Application
Update Documentation as Needed
Review and Sign Disclosures

Processing

Loan processors will verify all documents relating to the borrower as well as the property being purchased. They will review all of the information in the loan file, request any additional documentation, and assemble an orderly and complete package for the underwriter.

Loan file is reviewed
Additional documentation is requested
File is submitted into Underwriting for credit decision to be made

Underwriting

Once the processor submits the complete loan file to underwriting, it is checked to make sure the borrower and property meet all of the guidelines for the loan. The underwriter is responsible for approving or denying the loan application. Loans are sometimes approved with conditions. Once the borrower fulfills the conditions, the loan is "clear to close".

Loan File is Analyzed
Confirm Borrower Meets Guideline Requirements
Property/Appraisal is Evaluated
Loan is Approved with Conditions

Clear to Close

Once the loan has been approved, the closing process begins. During closing, the property title passes from the seller to the buyer. A closing agent, usually an attorney or official from a title company, oversees this process. The closing documents are then signed, the loan is funded and the process is complete.

Loan Conditions met and cleared
Review Final Closing Disclosure and Documents for accuracy
Borrower to Sign Closing Documents
Loan Funded and Borrower receives keys to Dream Home

READY TO TALK TO AN EXPERT?

Brian Benedict
Operations Manager/ Loan Originator
NMLS ID: 251190

Todd Benedict
Branch Manager / Loan Originator
NMLS ID: 250843

Michael Daniels
Mortgage Loan Originator
NMLS ID: 250355

Wendy Driscoll
Mortgage Loan Originator
NMLS ID: 197736

Gina Benedict
Mortgage Loan Originator
NMLS ID: 832237

Bob Mayer
Mortgage Loan Originator
NMLS ID: 339374

4.9 Rating

97 Reviews Write a Review

WHAT OUR CUSTOMERS ARE SAYING

Todd is truly a professional, very knowledgeable!

Natasha G.

Todd is great

Daniel A.

Stellar support throughout the transaction!!

Adam E.

Everything went smooth, fast, saved more money then I thought and got a great low APR.

Kelly B.

The communication and advice that was given throughout the entire process was outstanding. Michael made everything clear and brought things into laments terms for us. Great guy.

Bryan H.

Wendy made buying my first house a breeze and she is extremely knowledgeable! Thank again! 100% recommend her if you are in need of a lender!!

Joseph C.

Get started
today!

Apply

CALL US TODAY: (954) 566-0506

How can we help?

Find a loan originator

Purchase A Home

See Loan Options

Why Choose Us?

GET PRE-APPROVED

APPLICATION

PROCESSING

UNDERWRITING

CLEAR TO CLOSE

Our Process